Workmen’s Compensation

Overview

Covers your workers (definition of “workman” in the Workmen’s Compensation Act 1952) against personal injury by accidents or diseases arising out of and in the course of their employment.

Coverage

This Policy will pay compensation either under Workmen Compensation Laws of Malaysia or your liability under common law for injuries to your workmen by accident or disease arising out of and in the course of employment.

Note: Please refer to the Policy Contract for the full product features and benefits.

Eligible persons for insurance under this Policy are your present and future full-time employees between the ages of eighteen (18) to sixty (60) years old.

Major Exclusions

This Policy does not cover:

• War, terrorism, nuclear risks and asbestosis;
• Fines, penalties, punitive damages awarded by a court of law;
• Your liability to employees of contractors;
• Any employee who is not a “workman” within the meaning of the Workmen Compensation Laws of Malaysia.

Note: This list is non-exhaustive. Please refer to the Policy Contract for the full list of exclusions.